Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025 This bill addresses the supervision of financial institutions. Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last seven years. The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio. Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Bill introduced
Lobbying filed by INSURED RETIREMENT INSTITUTE
Lobbying filed by INDEPENDENT COMMUNITY BANKERS OF AMERICA
Lobbying filed by INSURED RETIREMENT INSTITUTE
Lobbying filed by INDEPENDENT COMMUNITY BANKERS OF AMERICA
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
| Registrant | Client | Amount | Filed | Period | Issues |
|---|---|---|---|---|---|
| INDEPENDENT COMMUNITY BANKERS OF AMERICA | INDEPENDENT COMMUNITY BANKERS OF AMERICA | $2.7M | Jul 23, 2025 | 2025Q2 | AGRBANBUD |
| INDEPENDENT COMMUNITY BANKERS OF AMERICA | INDEPENDENT COMMUNITY BANKERS OF AMERICA | $880.8K | Apr 22, 2025 | 2025Q1 | AGRBANBUD |
The lobbying table lists Senate LDA quarterly reports (LD-2) that cite this bill by number and cover a quarter of the 119th Congress. An LD-2 names a bill as “H.R. 1234” with no Congress, so a report on another Congress, which can only concern a different bill with the same number, is left out, even when it was filed after this Congress began. The amount is what the registrant reported for the whole filing, across every issue on it, not spending on this bill. Official actions and the bill summary come from Congress.gov, and votes from the roll-call record. This page no longer pairs the bill with members' stock trades: matching lobbying clients to traded companies by name, and trades to a bill by date, is not something the records establish.
| INSURED RETIREMENT INSTITUTE |
| INSURED RETIREMENT INSTITUTE |
| $170.0K |
| Jul 17, 2025 |
| 2025Q2 |
INSRETTAX |
| INSURED RETIREMENT INSTITUTE | INSURED RETIREMENT INSTITUTE | $170.0K | Apr 16, 2025 | 2025Q1 | INSRETTAX |