S 964referred119th Congress

Property Improvement and Manufactured Housing Loan Modernization Act of 2025

Introduced Mar 11, 2025Senate billPolicy area: Housing and Community DevelopmentLast action Mar 11, 2025Sponsor: Jack Reed(D-RI)

realestateHousing and Community Development

Banking, Housing, and Urban Affairs Committee

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Official Congress record Open in Network Lab Trace connections

Lobbying Filings

$35.5M

Total Lobbying Spend

Suspicious Trades

Members Involved

Timeline

Oct 21, 2024lobbying

Lobbying filed by AMERICAN COLLEGE OF OBSTETRICIANS AND GYNECOLOGISTS

Jan 24, 2025trade

Gilbert Ray Cisneros, Jr. bought K

Mar 11, 2025bill

Bill introduced

Apr 8, 2025trade

Robert P. Bresnahan, Jr. bought K

Apr 21, 2025lobbying

Lobbying filed by UP FOR GROWTH ACTION INC

Apr 21, 2025lobbying

Official Congressional Actions

Mar 11, 2025IntroReferral

Introduced in Senate

View official action

Mar 11, 2025IntroReferral

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S1666)

Banking, Housing, and Urban Affairs Committee

View official action

Lobbying Activity

Registrant	Client	Amount	Filed	Period	Issues
AMERICAN COLLEGE OF OBSTETRICIANS AND GYNECOLOGISTS	AMERICAN COLLEGE OF OBSTETRICIANS AND GYNECOLOGISTS	$15.5M	Oct 21, 2024	2024Q3	HCRMMMVET
UP FOR GROWTH ACTION, INC.	UP FOR GROWTH ACTION INC	$8.0M	Jul 21, 2025	2025Q2	HOU
UP FOR GROWTH ACTION, INC.	UP FOR GROWTH ACTION INC

Suspicious Trading Activity

Congress members who traded stocks in companies connected to lobbying on this bill, within 90 days of its introduction date.

Member	Party	Ticker	Company	Trade	Date	Amount	Timing	Lobbying Client	Conflict
Robert P. Bresnahan, Jr.	R	K	K	Buy	Apr 8, 2025	$1,001 - $15,000	28d after	NISKANEN CENTER FOR PUBLIC POLICY	37%
Gilbert Ray Cisneros, Jr.	D

Conflict Summary

3 trades by 2 members of Congress in companies connected to lobbying on S 964. The average conflict score is 35%.

Robert P. Bresnahan, Jr. (1 trade)Gilbert Ray Cisneros, Jr. (2 trades)

Methodology: Bill-Lobbying-Trade Connection

CapitolExposed identifies the "bill-lobbying-trade pipeline" by: (1) finding lobbying filings (LD-2) that specifically mention this bill, (2) matching lobbying clients to publicly traded companies, and (3) finding stock trades by members of Congress in those companies within 90 days of the bill's introduction date. Trades made before the bill was introduced are highlighted in red, as they may indicate advance knowledge. This analysis surfaces correlations worthy of scrutiny; it does not prove wrongdoing.